Newfoundland and Labrador Disability Benefit

The Government of Newfoundland and Labrador is strengthening financial supports for Persons with Disabilities living with low incomes.

Our Poverty Reduction Plan includes new investments to increase benefits for people with low incomes. Our total investment in social programs is almost $1 billion.

  • The Newfoundland and Labrador Disability Benefit includes: Up to $400 per month to those who qualify ($4,800 annually), beginning in July 2025. The monthly amount is available for Persons with Disabilities between the ages of 18-64 who qualify for the Government of Canada’s Disability Tax Credit (DTC). Income thresholds for this monthly benefit are between $29,402 and $42,404 for individuals and couples where one person is in receipt of the DTC, and between $29,402 and $55,404 for couples where both are in receipt of the DTC. Individuals and couples with incomes within these thresholds will receive a partial benefit amount, while those with incomes below $29,402 will receive the full $400 benefit.
  • A $1,200 annual contribution to the Person’s Registered Disability Savings Plan (RDSP). Qualifying persons must have a DTC and RDSP in place before this contribution can be made. They must also be between the ages of 18-49. Individuals and couples where one person is in receipt of the DTC with incomes below $42,404 will receive the full $1200 annual contribution. By contributing to the RDSP, the Government of Newfoundland and Labrador is contributing to the long-term financial security of persons with disabilities.

Eligibility

 There is no application required for the NLDB monthly benefit or the annual RDSP contribution.

 For the monthly payment, qualifying persons must file their income tax, have a valid DTC certificate, be a resident of NL, and meet the above noted age and income criteria. The first monthly payment will occur in July 2025 and people will need to be in receipt of the DTC as of that date to receive a payment in the first month.

For the RDSP contribution, qualifying persons must file their income tax, have a valid DTC certificate, have an open RDSP, be a resident of NL, and meet the above noted age and income criteria. Eligibility for the $1,200 annual contribution to the Person’s Registered Disability Savings Plan (RDSP) is effective for 2025. Administrative details on how the contribution will be made are being determined and will be communicated when finalized.

Resources Available 

If you require assistance navigating the Disability Tax Credit (DTC) and Registered Disability Savings Plan (RDSP) processes, the following resources are available:

Quick Facts

  • No application is required for the Newfoundland and Labrador Disability Benefit
  • Persons must file their taxes and be a resident of Newfoundland and Labrador
  • Persons must be in receipt of a Disability Tax Credit (DTC)
  • Persons must have an open Registered Disability Savings Plan (RDSP) to receive the RDSP contribution
  • Administrative details on how the RDSP contribution will be made are being determined and will be communicated when finalized
  • Resources are available to assist persons to navigate the DTC and RDSP processes through Independent Living Nova Scotia and the Plan Institute.
  • The Newfoundland and Labrador Disability Benefit (NLDB) and Canada Disability Benefit (CDB) are considered exempt income in the financial eligibility calculation for provincial Income Support. This means a person may receive the NLDB and CDB as well as the full amount of Income Support to which they are entitled, with no reduction in benefit payment amounts.

Quick Links